The ‘excess’ is the contribution you pay in the event of a claim.
The compulsory Comprehensive policy excess is a minimum of £0. You can choose to pay a voluntary excess for your Comprehensive policy as well, which can be £0, £150, £250, £350, £450, £550, £650, £800 or £1,050. You can reduce your premium by choosing to pay a higher excess or opt for a lower excess and pay a higher premium. These apply if your vehicle is lost, stolen or damaged, no matter how the loss or damage happened.
There’s also an additional young driver excess of £200 for drivers aged between 21 and 24.
If your windscreen is damaged, you’ll pay the first £25 towards repairs or £125 towards a replacement if you used an approved repairer.
If you have damaged glass that forms part of your vehicle’s roof (including sunroofs and panoramic roofs), your vehicle excess will be payable.
You can find out more information by checking your Policy Schedule. You can find this to download by logging in to MyAviva, selecting your Aviva Motor policy, and choosing Documents.