Unfortunately, we can’t accept proof of a No claim discount (NCD) that has expired more than two years before your Aviva Motor policy start date.
You can keep your Aviva Motor policy, but we’ll need to reduce your NCD to zero years and this will increase your premium.
To reduce your NCD you just need to:
You can reduce your NCD, see how it’ll affect your premium and make any extra payments. If your policy hasn't started yet, you'll need to set the 'effective date of change' to be the same as your start date.
If you don't want to keep your policy without the NCD, you can cancel it. Please refer to your policy booklet for more information on any associated cancellation fees and details of when you will not receive a refund of premium, and all premiums will be due, if you cancel your policy and a claim has been made.