Unfortunately, we can’t accept proof of a No claim discount (NCD) if it was earned on a commercial vehicle instead of a private car. You must’ve earned your NCD on a private car in the last two years for us to accept it.
If you don’t have an NCD that you earned on a private car in the last two years, you can keep the policy, but you'll need to reduce your NCD to zero years and this will increase your premium.
To reduce your NCD you just need to:
You can reduce your NCD, see how it’ll affect your premium and make any extra payments. If your policy hasn't started yet, you'll need to set the 'effective date of change' to be the same as your start date.
If you don’t want to keep your policy without the NCD, you can cancel the policy.