If you’d like to add optional extras to your policy, you can choose any of the following:
Buildings accidental damage cover
We’ll provide cover for accidental damage to the buildings.
Contents accidental damage cover
We’ll provide cover for accidental damage to contents in the home, including carpets, furniture etc.
Depending on when you purchased your Aviva Online policy, instead of the above two items, you may see these 4x options on your policy schedule instead:
1) Limited buildings accidental damage
This is an optional cover for Aviva Online customers.
We’ll cover you for accidental damage to:
- Underground pipes and cables
- Fixed glass
- Sanitary fixtures & fittings (eg baths, basins, shower trays, shower screens etc).
2) Extra buildings accidental damage
This is an optional cover for Aviva Online customers. It is included as standard with Aviva Premium policies. In addition to Limited buildings accidental damage cover, we’ll also cover you for accidental damage to most of the buildings.
3) Limited contents accidental damage
This is an optional cover for Aviva Online customers.
We’ll cover you for accidental damage to:
- Non-portable home entertainment & computer equipment
- Aerials, satellite dishes and CCTV cameras fixed to the home
- Mirrors and fixed glass in furniture.
4) Extra contents accidental damage
This is an optional cover for Aviva Online customers. It is included as standard with Aviva Premium policies. In addition to Limited contents accidental damage cover, we’ll also cover you for accidental damage to contents in the home, including carpets & furniture.
No accidental damage cover as part of Aviva Premium or Aviva Online Home insurance, will cover damage caused by wear and tear, a fault or breakdown or poor design or workmanship. Damage caused by chewing, scratching or fouling by domestic animals is also not covered.
Personal Belongings cover – available with contents
With this optional cover we’ll provide cover for your belongings, such as items you wear of carry with you when you leave home, worldwide in and away from the home. If an item exceeds the single article limit shown on your Policy Schedule, you’ll need to specify this item on your policy to ensure you have the correct level of cover.
Legal Services
We’ll provide legal advice, funding and a lawyer (if required) to pursue or defend a variety of legal disputes.
Home Emergency cover
We’ll provide you with assistance in the event of an emergency at your property.
Contents Matching Items
This cover is only available on our Premium policy and is included as standard. It will cover the cost of replacing any undamaged items that form part of a set as well as items that have been damaged – for example, matching sofas.
Buildings Matching Items
This cover is only available on our Premium policy and is included as standard. It will cover the the cost of replacing any undamaged items forming part of a fixed bathroom suite or any fitted furniture or tiles, as well as those that have been damaged.
For more information, including limits and exclusions, please check our home insurance policy documents, or if you already have a policy, please check your own policy documents in MyAviva.