If you have a contents policy, we’ll cover you for our standard risks.
Aviva Premium includes contents accidental damage cover as standard – see your policy schedule for details. So if you accidentally spill red wine on your carpet, then you’ll be covered.
Aviva Online does not include any contents accidental damage cover as standard, but you can add contents accidental damage cover to your policy.
Depending on when you purchased your Aviva Online policy, you will have the option to add the below, for additional cost:
- Contents accidental damage cover, OR
- you will have a choice between:
- Limited contents accidental damage cover, OR
- Extra contents accidental damage cover
If you have selected Contents accidental damage cover or Extra contents accidental damage cover, then your policy will include cover for accidental damage to your carpets. So if you accidentally spill red wine on your carpet, then you’ll be covered.
If you have an Aviva Online policy with Limited contents accidental damage cover, you will not be covered for accidental damage to carpets.
If you already have an Aviva Online policy, your schedule will show the accidental damage options that are available.
We don’t cover damage caused by a fault or breakdown or poor design or workmanship. Damage caused by chewing, scratching or fouling by domestic animals is not covered.
To find out how to add or remove cover to your policy, just click here.
For more information, including limits and exclusions, please check our home insurance policy documents, or if you already have a policy, please check your own policy documents in MyAviva.