How can we help you?
Categories: My cover , Home insurance

Does contents insurance cover accidental damage?

Aviva Premium includes contents accidental damage cover as standard – see your policy schedule for details.

Aviva Online does not include any contents accidental damage cover as standard, but you can add contents accidental damage cover to your policy.

Depending on when you  purchased your Aviva Online policy, you will have the option to add the below, for additional cost:

-   Contents accidental damage cover, OR

-   you will have a choice between:

          -   Limited contents accidental damage cover, OR

          -   Extra contents accidental damage cover

If you already have an Aviva Online policy, your schedule will show the accidental damage options that are available.

If you have the option of Limited contents accidental damage cover, you will be insured against accidental damage to:

-   Non-portable home entertainment & computer equipment

-   Aerials, satellite dishes and CCTV cameras fixed to the home

-   Mirrors and fixed glass in furniture.

If you have the option of Contents accidental damage or Extra contents accidental damage cover, you will be insured against accidental damage to most contents (exceptions include food and damage caused by the process of cleaning, washing or repairing an item). 

We don’t cover damage caused by a fault or breakdown or poor design or workmanship. Damage caused by chewing, scratching or fouling by domestic animals is also not covered.

To find out how to add or remove cover to your policy, just click here.

For more information, including limits and exclusions, please check our home insurance policy documents, or if you already have a policy, please check your own policy documents in MyAviva.

If this article wasn't useful try searching again:
EMAIL ME THIS ANSWER
Email is required!
Not valid email!
Something went wrong, please try again!
Email sent! Please allow a few minutes for the email to appear in your inbox.