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Home insurance

  • How much buildings insurance do I need?
    Belongs to: My cover , Home insurance
    You need to ensure that your level of cover is enough to reflect the full rebuilding cost of your property, including any architect's or surveyor's fees, removing debris and demolition cost. This is u...
    Last updated: 24/09/2021
  • Is my mobile phone covered under my contents insurance?
    Belongs to: My cover , Home insurance
    We’ll cover your mobile phone for standard risks under our contents cover for within the home. For accidental damage cover within the home you need to add accidental damage to your policy. If you need...
    Last updated: 24/09/2021
  • Are hearing aids covered under my contents cover?
    Belongs to: My cover , Home insurance
    If you want to cover your hearing aid(s) in and away from the home, worldwide, you need to specify all hearing aids as specified items under personal belongings cover regardless of their value. Please...
    Last updated: 24/09/2021
  • Do you cover boilers?
    Belongs to: My cover , Home insurance
    We only cover boilers under our optional home emergency cover. You’ll be covered for the failure of your gas boiler and/or central heating system. If we’re not able to repair your boiler, we’ll contri...
    Last updated: 24/09/2021
  • What's a policy excess?
    Belongs to: My cover , Home insurance
    An excess is an insurance term for the sum of money you'll need to pay if you have to make a claim. You must pay your excess before we can deal with/settle your claim. Your total policy excess is comp...
    Last updated: 24/09/2021